EXCLUSIVE RATES FOR YOUR HOME AND AUTO


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Exclusive Home & Auto Insurance Rates

Protect what matters most – your home, your vehicle, your loved ones.

You can rely on SOHO’s exclusive partnerships to help protect what matters to you most. Our partner, TruShield Insurance, offers simple and affordable insurance solutions for Canadian small businesses. Get a FREE Quote today and discover how you can save on home and/or auto insurance. You qualify for exclusive rates and additional discounts when you combine your quality auto and home insurance coverage.

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AUTO INSURANCE

Multi-vehicle discounts
Conviction-free discounts
Graduating Licensing discounts
Accident forgiveness
Waiver of Depreciation gets you full value of your new vehicle
Roadside assistance
and more

 

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HOME INSURANCE

Single family dwelling, condominiums, seasonal dwellings, rented dwellings, insurance for renters and more.

Claims forgiveness discounts
Credit score discounts
Security & Alarm systems discounts
and more

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It doesn’t hurt to get a free quote today. You’re step away from discovering the savings and qualify of coverage on your home and auto insurance.

Looking for Business and/or Property Insurance? Click here.

 

 

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WINTER TIRE DISCOUNT

You may be eligible for a discount on your auto insurance premium if your vehicle is equipped with four winter tires. To qualify for the discount, you must install and maintain four winter tires on your vehicle from November through April. The tires must have the snow tire designation three-peak-mountain-snowflake-symbol, meaning they meet strict performance specifications and have been designed specifically for use in severe snow conditions. Discount effective December 1st for new policies, December 16, 2015 for renewals.


THE COSTS FOR HOME & AUTO INSURANCE

While it may seem complex, the process of setting rates for insurance is really quite simple. Premiums collected by your insurance company are used to settle the claims of the few. Further, the process of setting premiums for auto & home insurance is no different than any other type of insurance, in that costs are based on risk. In this case, risk refers to the likelihood that a policyholder will make a claim, and the estimated cost of that claim.

To discover a few individual factors that can affect your auto insurance premiums click here.

 


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MINOR CONVICTION FORGIVENESS ENDORSEMENT

Minor driving convictions? We say forgive and forget!
We’re excited to be one of the first companies to offer minor conviction forgiveness. It’s available to conviction-free drivers who have been licensed for at least three years. If, after purchasing the endorsement, you receive a minor driving conviction, we’ll forgive it and treat it as if it doesn’t exist.